Get Up To $500K+ In 0% Interest Funding To Scale Your Business Or Real Estate Portfolio

Learn the repeatable “0% Capital Playbook” our founders, Brandon & Jennifer, used to scale $14M+ in assets:

As seen in:

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$0+
Avg. Member Funding

4,000 +

Members Helped

90% +

Up To Approval Rate

2017

Est. In Business

Looking For A Simple 4-Step Plan To Build Generational Wealth?

You’ve Come To The Right Place.

Do you remember taking courses in school about financial health, credit, taxes, and building strong relationships with your bank?

I didn't think so.

The truth is, while financial education is an absolute necessity to thrive in today’s economy, it’s very rarely ever taught unless you spend years at a University and waste tens of thousands on student loans.

This leaves countless ambitious entrepreneurs like you guessing about the right moves to make.

We want to change that.

Introducing The 0% Capital Playbook

Our proven framework distills decades of real-world experience into a simple, actionable 4-step system designed to help you build, access, and leverage capital the right way.

0% Capital Playbook
The Foundation
Build your credit knowledge base
Master the 6 boxes that make or break your FICO scores
How to read your credit report with confidence
Leverage and understand the 45 key credit metrics
How to open bank relationships that pay you (sign-up bonuses)
Learn when and how to start building your kid's credit for a strong financial future
Helpful websites for maximum results
Build strong bank relationships and how to overcome obstacles
Fix
Repair and strengthen your credit profile
Roadmap to improve your credit scores
Get empowered to never pay for credit repair again
Exclusive AI software generated (if needed)
Discover techniques and strategies to address credit issues
How to freeze 3rd parties the right way
Master the call-in process and HUCA technique
CCE's proprietary fix packet
Unlock hidden opportunities with backdoor methods
Build
Access capital and grow your credit power
Gain insights from our exclusive bank relationship contacts
How to access significant funding opportunities and sign-up bonuses
Optimize credit limits, card benefits, and authorized user opportunities
Establish true business credit that actually gets you funded
Boost your scores to optimal levels for better rates and approval odds
Accelerate to the 800 club with the right AUs
Build your mass apply list using CCE's proprietary sequencing strategy
Leverage
Turn credit into real wealth
Turn credit into cash and maximize rewards
Discover investment opportunities with infinite banking
Explore creative ways to use credit such as purchasing real estate
Save thousands with travel hacks and generational wealth protection strategies
Access to exclusive investment opportunities
Tap into my personal network: bookkeeping, tax filings, trust formation, asset protection, REI and credit attorneys

By Becoming A CCE Member, You Can:

  • Strategically unlock $100K+ in funding without traditional loans

  • Grow your business and/or portfolio with confidence

  • Understand credit and how your score truly impacts your life

  • Build powerful banking relationships that increase approval odds

  • Unlock lower interest rates and higher spending limits

  • Gain access to travel perks and points previously “off-limits”

  • And so much more

Traditional Funding Companies VS Credit Counsel Elite

Traditional Funding Companies

  • Charge 10%, 20%, or 30% backend fees, PER round

  • Get paid for one round, one person, one time

  • Leave you with hard inquiries and score damage

  • Do not teach you how to fix the profile yourself

  • Do not teach you how to repeat the process on your own

  • When you want more capital later, you have to pay again

Credit Counsel Elite

  • No percentage backend fees

  • Learn the repeatable 0% Capital Playbook

  • Understand how to strengthen, protect, and leverage your profile

  • Learn how to fix what is hurting your score

  • Build a skill set you can use again and again

  • Repeat the strategy every 6 months

  • Use the system for life

  • Apply the same principles for your spouse, partner, or loved ones

Real Members. Real Results.

Nick Perry

Entrepreneur

"In just a month, we launched a credit repair business that’s now making $30K a week. CCE has changed my life, my team’s lives, and our business forever."

Sen Sim

Real Estate

"Secured $300K at 0% interest and already closing on my first out-of-state rental property. Big moves ahead."

Will Lansing

Real Estate Investor

"I had no idea you could use personal credit the way CCE teaches, now it’s paying dividends immediately! Massive ROI and a skill I’ll use for the next 30 - 40 years."

Ryan Duncan

Business Owner

"CCE helped us secure $467,700 in credit, including one $100K card, to invest in real estate and grow our business. The ROI has been incredible."

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Trustpilot
4.8 · Excellent
CCE Widget — Auto-Scroll Ticker

As Seen In

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Featured in national outlets including Forbes, Yahoo Finance, SuccessProfile Magazine, NBC, Ticker News, and HGTV, Credit Counsel Elite is recognized across business, real estate, and finance.

Founder Brandon Elliott is also known for delivering practical insights on credit strategy, funding, investing, and long-term wealth through his own podcast.

Our Story

From restaurant jobs to a $14M+ portfolio, Brandon and Jennifer Elliott built Credit Counsel Elite by mastering one thing most people never learn: how to leverage credit the right way.

After buying their first rental in 2015, they scaled rapidly, achieving an 850 FICO profile and generating $1.6M+ from a single deal.

Today, their system, The 0% Capital Playbook, has helped thousands unlock funding and build real wealth.

Our Mission

"This has never been just about money. It’s about giving people the ability to create freedom, take control of their future, and build something that lasts.”

- Brandon & Jennifer Elliott

Frequently Asked Questions

What makes Credit Counsel Elite different?

Traditional funding companies typically try to get you capital once and charge large backend fees, front end fee's, side end unexpected fee's, etc. each time.

At Credit Counsel Elite, you learn how to own the system, repeat it every 6 months per person, and keep the upside.

You get the playbook, tools, coaching, and support to access capital strategically without staying dependent on someone else every time you need funding or fixing.

How quickly can I get funded?

Some members have received funding in as little as 10 days, though most timelines range from 30 to 90 days.

Our current average is approximately 72 to 80 days, depending on your starting profile, credit readiness, bank positioning, and how closely you follow the process.

The best part is that this is not designed to be a one time event. The 0% Capital Playbook can be repeated every 6 months, helping you continue building access to smart capital over time.

What if I've been denied before?

You are not alone, this is very common because it wasn't taught in school or at the dinner table growing up and nobody out there knows the checklist that underwriting is judging you with.

Many members come to CCE after prior denials or attempts with the cheap guys, and we help identify what may be holding your profile back so you can be positioned for stronger approval odds moving forward.

More reason why the proper education is needed now in order to get up to 90% approval odds.

Do you cover business credit and Non-PG funding options?

Yes. This is one of the biggest advantages of our Elite Inner Circle.

Members get advanced business credit strategies, vetted Non-PG pathways where appropriate, and access to over 160+ business tradeline resources, you won't find anywhere else which is extremely valuable for better positioning toward non-personally guaranteed funding.

If your goal is real business leverage, Inner Circle is the clear path for your business success needs.

How quickly can I get funded?

Some members have received funding in as little as 10 days, though most timelines range from 30 to 90 days. Results depend on your starting point and how closely you follow the process. The 0% Capital Playbook can be repeated every 6 months. Our current average ranges from 72 to 80 days. .

How much time does this take?

Most members invest about 30 minutes a day or just 5 hours per week to help build momentum.

After the first 90 days, this typically drops to down to about 2 hours per week to maintain and continue leveraging the funding blueprint system.

This is designed to fit within your busy schedule, but the more consistently you follow the process, ask questions, and meet with our team, the faster you tend to see results.

What if I do not get approved by the banks?

Bank approvals are never guaranteed, but they are not random either. We have a list of over 9,500 banks nationwide with stats on who's giving the majority of funding state by state.

Banks are in the business of lending. The key is making sure your profile looks like a low-risk, high-quality borrower before you apply.

At Credit Counsel Elite, we teach you the 45+ metrics underwriting uses to judge your profile. This is Not something you can simply Google, use AI, or guess your way through believing you'll still get great results. It comes from real bank relationship managers, data collected from members over time, and years of seeing what actually works in the approval process.

When followed correctly, this can help members reach up to 90% approval odds, making it hard to fail.

Who is this NOT for?

At Credit Counsel Elite, this is not for:

➤ People looking for a quick fix or overnight results

➤ Anyone expecting a fully "done-for-you" experience

➤ Those unwilling to follow a structured process that works

➤ People who are not ready to take action or be coachable

➤ Anyone looking to rely on funding without a long-term strategy

➤ Someone looking to get funding then default banks

Can I join with a spouse or business partner?

Yes. We welcome spouses and business partners. We believe in Iron sharpens Iron!

In fact, this can be a major advantage because both people understand the strategy, stay aligned, and can move forward together.

Once enrolled, both parties are required to attend all coaching calls.

Do I need a high credit score to get started?

You do not need perfect credit to begin, but a 650+ FICO is typically the strongest starting point.

What matters most is your full profile, not just the score. We look at your credit age, utilization, accounts, inquiries, negative items, income, and overall bank positioning.

If you are not there yet, we help you understand what needs to improve so you can get positioned the right way.

How do I determine which CCE program is right for me?

The right program depends on your goals, current credit profile, timeline needs, and the level of support you want.

That is why we start with a Complementary Credit Assessment Call.

On that call, we will review where you are now, where you want to be soon, and what may be holding you back. Then we will help you identify the best path forward, whether that is building stronger credit, preparing for funding, accessing smart capital, or creating a long term leverage plan strategy.

You do not have to guess which program is right for you.

We will help you map it out clearly related to your goals and needs.

What can I do with the funding?

Funding can be used to grow and expand your financial opportunities.

Most members use it for:

➤ Starting or scaling a business like Real estate investing (fix and flips, rentals, or development)

➤ Pay down higher-interest debt

➤ Marketing and growth initiatives

➤ Building additional income streams

All CCE members also get the First Invite to exclusive investment opportunities with our founder Brandon, including real estate projects like ground-up construction and other passive investment opportunities.

The goal is simple: Access smart capital, use it strategically, and build long term wealth. It's recommended not to over complicate this: Focus on one foot in front of the other.

What are the next steps after getting started?

Welcome to the CCE family!

Here is what to expect:

➤ Complete your Credit Assessment Call to confirm the best path forward

➤ Secure your spot by completing enrollment

➤ Sign your agreement and receive full access

➤ Book your Welcome Call within 2 days to make sure everything is set up and optimized

➤ Meet your dedicated CCE Expert Team, including your ➤ Member Success Manager and Accountability Partner

➤ Schedule your Roadmap Kick Off Call to map out your next 90 day action plan

From there, you are fully guided with a clear plan, support, and accountability to move forward with confidence.

Ready To See What’s Possible?

“Stop waiting until you're ready. By the time you get started, it will be too late.”

—Ed Mylett

Connect With Us

Credit Counsel Elite

IG: @ CreditCounselElite

Credit Counsel Elite

IG: @ BrandonElliottInvestments

Credit Counsel Elite

IG: @ JenniferTheEntrepreneur

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